How Do You Claim A Big Scratchcard Win?
Scratchcard Winnings up to £100
You probably know this already.
Scratchcard winnings up to and including £100 can be claimed at most* retailers that sell scratchcards or lotto tickets.
Retailers are obliged to pay out this much if you take in your winnings, but in reality, this is not always the case. Some small/independent stores do not always hold lots of cash in the till so may be reluctant to pay out.
* a small amount of retailers who use till-point terminals are only required to pay winners of £50
Scratchcard Winnings up to £500
Retailers can (but are not required to) pay prizes up to £500.
Again, it will come down to how much money they have on the premises and whether they choose to pay out. However, large stores such as supermarkets are the most likely to be able to fulfil large payouts, so always try them first.
Prizes up to and including £500 can be claimed from designated Post Offices around the country. To do so:
This is the best way to guarantee you can pick up the cash when you visit.
Alternatively, you can visit a National Lottery regional centre or post (see below) your scratchcard to them to receive the amount.
Scratchcard Winnings up to £50,000
If you've managed to win in excess of £500, congratulations! Please send your photo to us to be featured on our social media accounts!
You can only collect winnings from the designated Post Offices, visiting a National Lottery regional centre, or by sending it off by post (see below).
For prizes of £5000 and more, you will be required to complete a prize claim form along with proof of identity and age.
Scratchcard Winnings of £50,000+
If you have won this much money, stop wasting time reading this article and go and contact The National Lottery!
You need to call them to arrange an appointment to see them. Winnings must be collected in person, and they may even give you one of the big cheques if you decide to go public like these scratchcard jackpot winners.
Once the excitement has settled, you may be thinking to yourself 'are scratchcard winnings taxed?' Good news for you big winners, you pay no tax and keep 100% of the winnings!
Here's what a jackpot winner looks like!
Sending Scratchcard winners in the post
For amounts from £500-50,000, you can send your winning scratchcards in the post to claim you winnings. However, we would advise extreme caution when doing so.
If you can't, you first need to sign the back of your scratchcard with your name and address. Take a photo/ photocopy of both sides and retain them for your reference.
Inform staff at the Post Office of the contents, and make sure it is suitably insured in case it goes missing at any point in time. The Post Office will give you the correct service and a tracking number to go with it.
This will cost more than a standard letter, but with the cash you are about to claim, you can afford it!